New York Final Expense

Planning Made Simple

Protect Your Family From The Burden Of Funeral Costs.

Rates That Never Go Up, Coverage That Never Goes Down

✅ State-Licensed

✅ Ages Up To 75

✅ No Medical Exam

I’m not a call center. I’m your neighbor

Hi, I’m Frederick Bonner. I am a licensed agent serving the 5 Boroughs.

When you call me, you don't get a robot or an overseas operator. You get me. I help New York families plan ahead so they can enjoy today with Peace of Mind.

Call/Text Me Directly:

347 724 2717

Benefits

Why Planning Ahead is the Greatest Gift You Can Leave

Guaranteed Coverage: Your coverage can never be cancelled as long as premiums are paid. We specialize in plans for ages 50-85, even with pre-existing health conditions.

Rates Never Increase:

Lock in a rate that fits your budget today. Your monthly premium is fixed and will never go up, regardless of changes to your health or age.

No Medical Exams:
Forget invasive doctor visits. Most plans only require answering a few simple health questions to qualify. Approval is often instant.

Tax-Free Cash Payout:
Your beneficiaries receive a tax-free cash payment that can be used for funeral costs, debts, or anything else they need during a difficult time.

HOW IT WORKS

Getting Protected is Simple. Here’s How

Step 1: Request Your Quote

Fill out the simple form above. It takes less than a minute to tell us who you are looking to protect.

Step 2: Compare Options

Frederick will review the top state-regulated plans available for your age and budget to find the best value for you.

Step 3: Get Covered

We handle the paperwork for you. Once approved, your policy is active, and your family is protected.

STILL GOT QUESTIONS?

Frequently Asked Questions

Do I need to take a medical exam?

No. Most of our Final Expense plans are "Simplified Issue," meaning there is no medical exam. You just answer a few yes/no health questions.

Will my monthly price go up as I get older?

No. Once you secure your policy, your rate is locked in for life. It will never increase due to age or health changes.

Can I get covered if I have pre-existing conditions?

Yes. We work with carriers who specialize in helping seniors with various health conditions. We can almost always find a plan that works for you.

How long does it take to get approved?

Many plans offer instant approval decisions over the phone. You can be covered in days, not months.

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